Can Middle Eastern Buyers Purchase Property in Switzerland?

The applicable framework

Middle Eastern nationals are subject to Lex Koller in the same way as other non-EU, non-EFTA buyers. Non-resident buyers can purchase a Foreign Buyer Eligible holiday home in a designated tourist municipality such as Montreux, subject to cantonal authorisation and within the annual quota.

There is no bilateral agreement between Switzerland and any Middle Eastern country that grants preferential property purchase rights. The standard Lex Koller framework applies in full.

What Middle Eastern buyers can purchase

Non-resident Middle Eastern buyers can purchase a holiday home in Montreux that carries Foreign Buyer Eligible status. The property must be used exclusively as a private holiday residence — it cannot be rented out commercially or used as a primary residence.

Middle Eastern buyers who are resident in Switzerland — holding a B or C permit — have broader purchase rights. B permit holders can buy a primary residence; C permit holders can buy any property type.

Montreux as a destination for Middle Eastern buyers

Montreux has long attracted buyers from the Gulf region and the broader Middle East. The combination of a mild climate, exceptional natural setting, world-class healthcare, elite international schools and a discreet, private lifestyle aligns closely with the preferences of many Middle Eastern buyers.

The Swiss Riviera's established Arabic-speaking community, proximity to Geneva's international institutions and the availability of luxury properties with lake views make Montreux a consistent choice for buyers from this region.

Practical considerations

Middle Eastern buyers should engage a specialist agent and a local notary early in the process. The notary will manage the Lex Koller authorisation application. Buyers should also confirm financing options — Swiss banks are generally willing to lend to Middle Eastern buyers, though the process may require additional documentation.

Currency considerations are also relevant: transactions in Switzerland are conducted in Swiss francs, and buyers should plan for currency exchange costs and timing.

Key points

• Middle Eastern buyers are subject to standard Lex Koller rules
• Non-resident buyers can purchase Foreign Buyer Eligible holiday homes in Montreux
• Montreux is a well-established destination for Gulf and Middle Eastern buyers
• Swiss banks generally lend to Middle Eastern buyers with appropriate documentation
• Currency exchange planning is important for CHF-denominated transactions